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Terms of Service

1.Acceptance of Terms

These Terms of Service (“Terms”) constitute a binding agreement between you (“User”) and Finance by Alfi (“Company,” “we,” “our,” or “us”). By using our website or services, you agree to comply with these Terms.

2. Services Provided

Finance by Alfi provides financial coaching and related services, including but not limited to:

  • Credit repair and credit advice.
  • Monthly budgeting assistance.
  • Financial planning for home-buying, retirement, and major purchases.
  • One-time services, such as insurance quotes and car-selling assistance.

We do not offer licensed financial advisory or investment services.

3. Eligibility

You must be at least 18 years old to use our services. By using our website, you represent that you meet this eligibility requirement.

4. Payment Terms

  • Membership Plans: Payment is due monthly in advance for all membership tiers (Level 1, Level 2, Level 3).
  • One-Time Services: Payment is required at the time of booking or agreement.
  • Refunds: Payments are non-refundable unless explicitly stated otherwise.

5. User Responsibilities

By using our website and services, you agree to:

  • Provide accurate and complete information when requested.
  • Use our services for lawful purposes only.
  • Avoid sharing any proprietary tools, templates, or materials provided by Finance by Alfi without permission.

You acknowledge that you are responsible for your financial decisions and their outcomes.

6. Intellectual Property

All content, including but not limited to text, graphics, logos, and tools on this website, is the property of Finance by Alfi or its licensors. You may not reproduce, distribute, or modify any content without written permission from Finance by Alfi.

7. Disclaimer of Warranties

Finance by Alfi provides services on an “as-is” and “as-available” basis. We do not guarantee:

  • The accuracy or completeness of information provided.
  • Specific outcomes from using our services.

We are not liable for any financial losses resulting from decisions based on our advice or services.

8. Limitation of Liability

To the fullest extent permitted by law, Finance by Alfi shall not be liable for:

  • Any indirect, incidental, or consequential damages arising from the use of our services.
  • Errors or omissions in our content or services.

Our total liability shall not exceed the fees paid by you for the services in question.

9. Termination

We reserve the right to terminate or suspend your access to our services at any time, without notice, if you violate these Terms or engage in any unlawful activity.

10. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to its conflict of law principles. Any disputes shall be resolved in the courts of Texas.

11. Changes to Terms

We may update these Terms from time to time. Changes will be effective upon posting on this page. It is your responsibility to review these Terms periodically.

12. Contact Information

For questions or concerns regarding these Terms, please contact us at: